Is Starteck Fin. overvalued or undervalued?

As of 30 October 2025, Starteck Fin. has moved from a fair to an expensive valuation grade. The company is currently overvalued based on its financial metrics. Key ratios include a PE Ratio of 22.69, an EV to EBIT of 17.83, and a Price to Book Value of 1.27, which indicate a premium compared to its peers.
In comparison to its industry, Bajaj Finance is categorized as very expensive with a PE Ratio of 37.56, while Life Insurance is considered very attractive with a PE Ratio of 11.69. This suggests that Starteck Fin. is positioned in a higher valuation bracket relative to some peers, yet not as high as the most expensive competitors. Additionally, the company's recent stock performance shows a 1-year return of 7.32%, outperforming the Sensex's 5.58%, but it has underperformed in the short term, with a 1-month return of -3.46% compared to the Sensex's 5.15%.