Is Sierra Bancorp overvalued or undervalued?

Oct 27 2025 11:12 AM IST
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As of October 24, 2025, Sierra Bancorp's valuation has improved to attractive, indicating it is undervalued with a P/E ratio of 9, a Price to Book Value of 1.08, and a PEG ratio of 0.56, making it more favorably priced compared to peers like Guaranty Bancshares and Peoples Financial Services.
As of 24 October 2025, Sierra Bancorp's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears undervalued, supported by a P/E ratio of 9, a Price to Book Value of 1.08, and a PEG ratio of 0.56, all of which suggest that the stock is trading at a discount relative to its earnings growth potential.

In comparison to its peers, Guaranty Bancshares, Inc. has a significantly higher P/E ratio of 18.33, while Peoples Financial Services Corp. shows a PEG ratio of 0.14, indicating that Sierra Bancorp is more favorably priced in terms of earnings growth. Although specific return data is not available, the overall valuation metrics suggest that Sierra Bancorp is positioned well against the market.
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