Is Srestha Finvest overvalued or undervalued?

As of 22 August 2025, Srestha Finvest has moved from a risky to an expensive valuation grade. The company is currently overvalued based on its financial ratios and peer comparisons. Key ratios include a PE ratio of -1.00, an EV to EBITDA of -0.57, and a ROE of -37.68%.
In comparison to its peers, Srestha Finvest's valuation metrics are significantly lower; for instance, Life Insurance has a PE ratio of 11.55 and an EV to EBITDA of 8.99, while Bajaj Finance shows a PE of 31.91 and an EV to EBITDA of 18.05. Additionally, the stock has underperformed against the Sensex, with a year-to-date return of -52.44% compared to the Sensex's 4.05%. This further reinforces the conclusion that Srestha Finvest is overvalued in its current state.