Is SRG Housing overvalued or undervalued?

As of 8 August 2025, the valuation grade for SRG Housing has moved from very expensive to expensive. Based on the analysis, the company appears to be overvalued. The key ratios include a PE ratio of 21.90, an EV to EBITDA of 11.36, and a ROE of 9.24%.
In comparison to its peers, HUDCO has a PE ratio of 14.94 and an EV to EBITDA of 13.47, while LIC Housing Finance shows a more attractive PE of 5.69 and an EV to EBITDA of 11.18. These comparisons highlight that SRG Housing is trading at a premium relative to some of its peers. Additionally, while the stock has outperformed the Sensex over the past three years with a return of 112.94% compared to the Sensex's 35.69%, its recent performance shows a decline of 11.32% over the past year, reinforcing the notion that it may be overvalued at its current price of 340.70.