Is SRG Housing overvalued or undervalued?

As of 24 October 2025, the valuation grade for SRG Housing has moved from very expensive to expensive, indicating a slight adjustment in its perceived value. The company is currently considered overvalued based on its financial ratios. The PE ratio stands at 18.35, while the EV to EBITDA ratio is 10.32, and the ROE is 9.59%.
In comparison to its peers, HUDCO has a PE ratio of 16.33 and an EV to EBITDA of 13.82, while LIC Housing Finance shows a much lower PE of 5.8 and an EV to EBITDA of 11.21, suggesting that SRG Housing is priced higher relative to these competitors. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -17.32% compared to the Sensex's 7.77%, reinforcing the notion that SRG Housing may be overvalued in the current market environment.