Is SRG Housing overvalued or undervalued?

As of 10 November 2025, the valuation grade for SRG Housing has moved from very expensive to expensive. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE ratio of 17.31, an EV to EBITDA of 10.06, and a ROE of 9.59%.
In comparison to its peers, HUDCO has a PE ratio of 16.8 and an EV to EBITDA of 13.94, while LIC Housing Finance stands out with a very attractive PE of 5.68 and an EV to EBITDA of 10.86. The recent stock performance shows that SRG Housing has underperformed against the Sensex, with a year-to-date return of -22.01% compared to the Sensex's 6.91%, reinforcing the notion that the stock is overvalued in the current market context.