Is SRG Housing overvalued or undervalued?

As of 12 November 2025, the valuation grade for SRG Housing has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 17.73, an EV to EBITDA of 10.17, and a ROE of 9.59%.
In comparison to its peers, SRG Housing's PE ratio is slightly higher than HUDCO's 16.18 but significantly lower than Piramal Finance's 53.71, indicating a more attractive valuation relative to the latter. Other peers such as LIC Housing Finance, which is rated attractive, has a much lower PE of 5.71. Notably, SRG Housing's stock has underperformed against the Sensex in the past year, with a return of -14.20% compared to the Sensex's 7.36%, reinforcing the notion that it is currently fairly valued amidst market fluctuations.