Is Star Housing Fin overvalued or undervalued?

As of 24 October 2025, the valuation grade for Star Housing Fin has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 25.81, an EV to EBITDA of 8.81, and a Price to Book Value of 1.70. In comparison to its peers, Star Housing Fin's PE Ratio is significantly higher than HUDCO's 16.33 and LIC Housing Fin's 5.8, which are categorized as very expensive and very attractive, respectively. This suggests that while Star Housing Fin is fairly valued, it remains on the higher end of the spectrum compared to some peers. The recent stock performance indicates a decline of 50.17% year-to-date, contrasting sharply with the Sensex's 7.77% gain, reinforcing the notion that the stock may have room for recovery.