Is Starteck Fin. overvalued or undervalued?

As of 4 November 2025, the valuation grade for Starteck Fin. has moved from fair to expensive, indicating a shift in the perceived value of the company. The verdict is that Starteck Fin. is currently overvalued. Key ratios include a PE ratio of 22.51, an EV to EBIT of 17.75, and a Price to Book Value of 1.26, which suggest that the company's valuation is high relative to its earnings and book value.
In comparison to its peers, Bajaj Finance is categorized as very expensive with a PE ratio of 37.67, while Life Insurance is considered very attractive with a PE of 11.76. This highlights that Starteck Fin.'s valuation is not only high but also less favorable compared to some of its peers. Additionally, while Starteck Fin. has shown a strong return over the past five years at 525.32%, its recent performance has lagged behind the Sensex, particularly in the year-to-date comparison.