Is Starteck Fin. overvalued or undervalued?

As of 7 November 2025, the valuation grade for Starteck Fin. has moved from expensive to very expensive. This indicates a significant shift in the company's perceived value, leading to the conclusion that it is overvalued at its current price of 300.85. Key ratios supporting this assessment include a PE ratio of 22.76, an EV to EBITDA of 17.53, and a ROE of 4.81%, which are all relatively high compared to industry standards.
In comparison to peers, Bajaj Finance has a much higher PE ratio of 38.09, while Life Insurance stands out with a very attractive EV to EBITDA of 11.44. This suggests that while Starteck Fin. is positioned as very expensive, its valuation does not justify the returns it offers, especially when compared to more attractively valued peers. Notably, Starteck Fin. has outperformed the Sensex over the past year with a return of 10.61% compared to the Sensex's 4.62%, but this does not mitigate the overvaluation concern.