Is Starteck Fin. overvalued or undervalued?

As of 10 November 2025, the valuation grade for Starteck Fin. has moved from very expensive to fair, indicating a significant shift in its market perception. The company is currently fairly valued, with a PE ratio of 22.61, an EV to EBITDA of 17.46, and a Price to Book Value of 1.26. These ratios suggest that the company's valuation is more aligned with its earnings and asset base compared to its previous standing.
In comparison to its peers, Starteck Fin. holds a more reasonable valuation relative to Bajaj Finance, which is classified as very expensive with a PE ratio of 38.76, and Bajaj Finserv, also expensive at a PE of 35.58. Notably, Life Insurance is considered very attractive with a PE of 11.14, highlighting the disparity in valuations within the sector. Despite recent underperformance compared to the Sensex over the past month, Starteck Fin. has shown strong returns over the longer term, with a 3-year return of 110.49% compared to the Sensex's 37.82%.