Is Sungold Capital overvalued or undervalued?

As of 24 October 2025, the valuation grade for Sungold Capital has moved from expensive to very expensive. The company is currently overvalued, indicated by a PE ratio of 206.12, an EV to EBITDA ratio of 4.78, and a ROCE of only 0.07%. In comparison, Bajaj Finance, another peer in the Non-Banking Financial Company (NBFC) sector, has a significantly lower PE ratio of 38.9, while Life Insurance boasts a much more attractive EV to EBITDA ratio of 8.99.
Despite a recent stock return of 13.90% over the past week, which outperformed the Sensex's 0.31%, the longer-term performance shows a decline, with a year-to-date return of -10.40% compared to the Sensex's 7.77%. This further reinforces the view that Sungold Capital is overvalued in the current market environment.