Is Superior Finleas overvalued or undervalued?

As of 10 October 2025, the valuation grade for Superior Finleas has moved from risky to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently considered overvalued. Key ratios highlight this concern: the PE ratio stands at -4.53, the EV to EBITDA ratio is -48.28, and the ROE is at -0.97%, suggesting poor profitability and financial performance. In comparison to its peers, Superior Finleas is markedly less favorable; for instance, Bajaj Finance has a PE ratio of 36.56 and an EV to EBITDA of 19.67, while Life Insurance boasts a PE of 11.65 and an EV to EBITDA of 9.08, both indicating stronger valuations and financial health. The company's stock has underperformed relative to the Sensex, with a year-to-date return of -16.11% compared to the Sensex's 5.58%, reinforcing the notion that Superior Finleas is not only overvalued but also struggling in the current market environment.