Is Suryoday Small overvalued or undervalued?

As of 17 October 2025, the valuation grade for Suryoday Small has moved from very expensive to fair, indicating a shift in its market perception. The company is currently fairly valued. Key ratios include a PE ratio of 18.80, a Price to Book Value of 0.77, and a PEG ratio of 0.00, which suggests that the stock may be undervalued relative to its earnings growth potential.
In comparison to its peers, Suryoday Small's PE ratio is lower than that of HDFC Bank at 22.22 and ICICI Bank at 20.98, which are both classified as expensive. The company's return on equity (ROE) stands at 4.11%, while its return on assets (ROA) is at 0.50%, indicating modest profitability. Notably, Suryoday Small has underperformed the Sensex over the past year with a return of -16.61% compared to the Sensex's 3.64%, which may further support the argument for its current fair valuation.