Is The Bancorp, Inc. (Delaware) overvalued or undervalued?

As of 31 October 2025, the valuation grade for The Bancorp, Inc. (Delaware) moved from very expensive to expensive, indicating a slight improvement in its valuation outlook. The company appears to be overvalued based on its current metrics. Key ratios include a P/E ratio of 11, a Price to Book Value of 2.94, and an EV to EBITDA of 4.42. In comparison, peers such as Atlantic Union Bankshares Corp. have a P/E of 17.24, while Independent Bank Corp. (Massachusetts) has a P/E of 18.40, highlighting that The Bancorp is trading at a significant discount relative to its peers.
Despite the overvaluation, The Bancorp has shown strong performance with a year-to-date return of 24.21%, outperforming the S&P 500's return of 16.30% in the same period. However, the recent one-week and one-month returns of -16.98% and -11.33%, respectively, suggest volatility that may be concerning for investors.