Is The PNC Financial Services Group, Inc. overvalued or undervalued?

As of 12 August 2025, the valuation grade for The PNC Financial Services Group, Inc. has moved from attractive to fair. Based on the current metrics, the company appears to be fairly valued. The P/E ratio stands at 15, while the Price to Book Value is 1.64, and the PEG Ratio is 0.97, indicating a reasonable valuation relative to its growth prospects.
In comparison to its peers, JPMorgan Chase & Co. is considered expensive with a P/E of 20.10, while Bank of America Corp. is fairly valued at a P/E of 12.90. Additionally, U.S. Bancorp also holds a fair valuation with a P/E of 15.60. Over the past year, PNC's stock has returned 12.98%, which is lower than the S&P 500's return of 17.14%, suggesting that while the stock is stable, it has not outperformed the broader market.