Is Tiaan Consumer overvalued or undervalued?

As of 6 November 2025, Tiaan Consumer's valuation grade has moved from risky to very expensive, indicating a significant deterioration in its investment appeal. The company is currently overvalued, with a PE ratio of 199.90, an EV to EBIT of 1016.06, and a PEG ratio of 1.81. These figures starkly contrast with peers such as Bajaj Finance, which has a PE ratio of 37.19, and Life Insurance, boasting a much lower PE of 11.62, highlighting Tiaan's inflated valuation relative to its industry.
In addition to its high valuation ratios, Tiaan Consumer's financial performance is concerning, with a ROCE of only 0.02% and an ROE of 0.43%. The company's recent stock performance has also lagged behind the Sensex, particularly over the past month, where it has seen a decline of 20.65% compared to a 1.86% increase in the Sensex. This combination of high valuation metrics and poor performance suggests that Tiaan Consumer is not a compelling investment at its current price level.