Is Tour. Fin. Corp. overvalued or undervalued?

As of 17 July 2025, the valuation grade for Tour. Fin. Corp. has moved from expensive to very expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued. Key ratios include a PE ratio of 25.82, an EV to EBITDA of 15.42, and a PEG ratio of 2.30, all of which suggest that the stock is trading at a premium compared to its earnings and growth potential.
In comparison to its peers, Tour. Fin. Corp. has a higher PE ratio than Life Insurance, which stands at 12.12, and is also more expensive than Bajaj Finance, which has a PE ratio of 34.51. This highlights that while some peers are also deemed very expensive, Tour. Fin. Corp. is positioned at the higher end of the valuation spectrum. Notably, the company's stock has significantly outperformed the Sensex, with a year-to-date return of 75.14% compared to the Sensex's 5.27%, reinforcing the notion of its overvaluation in the current market context.