Is TriCo Bancshares overvalued or undervalued?

Oct 12 2025 11:07 AM IST
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As of October 10, 2025, TriCo Bancshares is considered overvalued with a P/E ratio of 12 and a year-to-date return of -4.60%, underperforming the S&P 500's 11.41%.
As of 10 October 2025, TriCo Bancshares has moved from a fair to an expensive valuation grade. The company appears to be overvalued based on key metrics, including a P/E ratio of 12, a Price to Book Value of 1.05, and an EV to EBIT of 8.67. In comparison to peers, First Bancorp (North Carolina) has a higher P/E of 23.74, while 1st Source Corp. is relatively attractive with a P/E of 12.92.

Recent stock performance shows that TriCo Bancshares has underperformed against the S&P 500, with a year-to-date return of -4.60% compared to the S&P 500's 11.41%. This trend reinforces the notion that the stock is overvalued in the current market environment.
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