Is Triumph Financial, Inc. overvalued or undervalued?

As of 7 July 2025, the valuation grade for Triumph Financial, Inc. has moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The company is currently overvalued, with a P/E ratio of 132, a Price to Book Value of 1.76, and an EV to EBITDA of 81.72. In comparison, Webster Financial Corp. has a fair valuation with a P/E of 12.40, while TFS Financial Corp. is very attractive with a P/E of 55.63, highlighting the stark contrast in valuation metrics among peers.
Despite a strong short-term performance, with a 1-week return of 4.35% compared to the S&P 500's 1.05%, the longer-term outlook is concerning, as Triumph Financial has underperformed the index with a year-to-date return of -34.76% versus the S&P 500's 12.22%. This trend reinforces the conclusion that Triumph Financial, Inc. is currently overvalued in the market.