Is Trust Fintech overvalued or undervalued?

As of 17 July 2025, the valuation grade for Trust Fintech has moved from very attractive to fair. The company appears to be overvalued at its current price of 66.30, especially when considering its PE ratio of 17.55, EV to EBITDA of 15.16, and ROE of 19.95%. In comparison, peers such as TCS and Infosys, which are rated attractive and fair respectively, have significantly higher PE ratios of 23.56 and 24.61, indicating that Trust Fintech's valuation may not be justified given its performance metrics.
The company's recent stock performance has been notably poor, with a year-to-date return of -61.03%, contrasting sharply with the Sensex's gain of 6.20% over the same period. This underperformance, coupled with a PEG ratio of 0.00, suggests that the market may be pricing in a lack of growth potential for Trust Fintech. Overall, the combination of its valuation metrics and peer comparisons supports the conclusion that Trust Fintech is overvalued at this time.