Is Trust Fintech overvalued or undervalued?

As of 8 October 2025, Trust Fintech's valuation grade has moved from very attractive to fair, indicating a shift in market perception. The company is currently fairly valued, with a PE ratio of 17.59, an EV to EBITDA of 10.25, and a Price to Book Value of 1.43. Compared to peers, Trust Fintech's valuation metrics are lower; for instance, TCS has a PE ratio of 22.23 and Infosys has a PE of 22.78, suggesting that Trust Fintech is trading at a discount relative to these industry leaders.
Despite the recent price increase, with a current price of 66.45 compared to a previous close of 55.40, the company's year-to-date return of -60.95% starkly contrasts with the Sensex's 5.93% return, highlighting the challenges faced by Trust Fintech. Overall, while the company is currently fairly valued, its significant underperformance relative to the broader market raises concerns about its future growth prospects.