Is TTI Enterprise overvalued or undervalued?

As of 7 November 2025, TTI Enterprise's valuation grade has moved from very attractive to attractive, indicating a shift in market perception. Based on the current analysis, the company appears to be overvalued. The PE ratio stands at 27.38, while the EV to EBIT and EV to EBITDA ratios are both at 21.00, suggesting that the company is trading at a premium compared to its earnings potential. Additionally, the ROCE is 8.84% and the ROE is 2.78%, which are relatively low figures that further support the overvaluation conclusion.
In comparison to its peers, TTI Enterprise's PE ratio is significantly higher than that of Life Insurance, which has a PE of 11.44 and is rated very attractive, and I R F C, which has a PE of 23.21 and is rated attractive. The disparity in these ratios highlights that TTI Enterprise may not be justified in its current valuation. Furthermore, the company's recent performance has lagged behind the Sensex, with a year-to-date return of -30.83% compared to the Sensex's 6.50%, reinforcing the notion that the stock may be overvalued in the current market environment.