Is Ugro Capital overvalued or undervalued?

As of 10 November 2025, Ugro Capital's valuation grade has moved from fair to attractive, indicating a more favorable assessment of its market position. The company is currently considered undervalued, with a PE ratio of 15.65, an EV to EBIT of 9.10, and an EV to EBITDA of 8.62. These ratios suggest that Ugro Capital is trading at a reasonable valuation compared to its peers.
In comparison to its industry peers, Ugro Capital's PE ratio is significantly lower than Bajaj Finance, which stands at 38.76, and Bajaj Finserv at 35.58, both classified as very expensive. Additionally, Life Insurance, categorized as very attractive, has a PE ratio of 11.14, highlighting Ugro's competitive positioning within the market. Despite recent stock performance lagging behind the Sensex, particularly with a year-to-date return of -24.84% compared to the Sensex's 6.91%, the company's attractive valuation suggests potential for recovery and growth.