Is Ujjivan Small overvalued or undervalued?

Sep 14 2025 08:04 AM IST
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As of September 12, 2025, Ujjivan Small is considered overvalued with a PE ratio of 17.10 and a valuation grade of expensive, despite a strong YTD return of 37.99%, compared to peers like HDFC Bank and Axis Bank.
As of 12 September 2025, the valuation grade for Ujjivan Small has moved from very expensive to expensive, indicating a shift in perception regarding its market valuation. The company is currently deemed overvalued. Key ratios include a PE ratio of 17.10, a Price to Book Value of 1.51, and a ROE of 8.81%.

In comparison with peers, HDFC Bank has a higher PE ratio of 21.41, while Axis Bank is more attractively valued at a PE of 13.12. Despite Ujjivan Small's recent stock performance, which outpaced the Sensex with a YTD return of 37.99% compared to the Sensex's 4.82%, the overall valuation still suggests that the stock is overvalued in the current market context.
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