Is Ujjivan Small overvalued or undervalued?

Oct 06 2025 08:04 AM IST
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As of October 3, 2025, Ujjivan Small is considered expensive and potentially overvalued with a PE Ratio of 17.71, a Price to Book Value of 1.56, and a ROE of 8.81%, despite outperforming the Sensex year-to-date.
As of 3 October 2025, the valuation grade for Ujjivan Small has moved from very expensive to expensive. The company appears to be overvalued based on its current metrics. Key ratios include a PE Ratio of 17.71, a Price to Book Value of 1.56, and a ROE of 8.81%.
In comparison to its peers, Ujjivan Small's PE Ratio is lower than that of HDFC Bank at 21.38 and ICICI Bank at 19.93, both of which are also classified as expensive. Despite a strong performance relative to the Sensex, with a year-to-date return of 43.03% compared to the Sensex's 3.93%, the overall valuation suggests that Ujjivan Small may not offer sufficient upside at its current price of 48.30.
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