Is Ujjivan Small overvalued or undervalued?

As of 16 June 2025, the valuation grade for Ujjivan Small has moved from fair to attractive, indicating a positive shift in its valuation outlook. The company is currently considered undervalued. Key ratios include a PE ratio of 12.88, a Price to Book Value of 1.56, and a Dividend Yield of 3.10%.
In comparison to its peers, Ujjivan Small's PE ratio is significantly lower than that of HDFC Bank at 22.01 and ICICI Bank at 21.55, both categorized as expensive. Additionally, Ujjivan's PEG ratio stands at 0.00, which further supports its attractive valuation relative to peers like IndusInd Bank, which has a PEG of 0.00 as well but a much higher PE ratio of 24.16. Notably, Ujjivan Small has outperformed the Sensex year-to-date with a return of 43.09% compared to the Sensex's 4.68%, reinforcing its undervalued status.