Is Unishire Urban overvalued or undervalued?

As of 2 June 2025, the valuation grade for Unishire Urban has moved from does not qualify to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently deemed overvalued. Key ratios include a PE ratio of -5.60, an EV to EBITDA of -5.59, and a Price to Book Value of 0.26, which suggest that the company's financial performance is underwhelming and not aligned with its current market price.
In comparison with peers, Unishire Urban's valuation metrics are starkly unfavorable. For instance, Life Insurance has a PE ratio of 12.54 and an EV to EBITDA of 9.89, while Bajaj Finance shows a PE of 35.01 and an EV to EBITDA of 19.51, highlighting that Unishire Urban's ratios are significantly worse. Additionally, the company's stock performance has lagged behind the Sensex, with a year-to-date return of -14.18% compared to the Sensex's 5.61%, further reinforcing the view that the stock is overvalued in the current market environment.