Is Universal Insurance Holdings, Inc. overvalued or undervalued?

As of 30 June 2025, the valuation grade for Universal Insurance Holdings, Inc. moved from expensive to fair. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 18, a price-to-book value of 2.86, and a return on equity (ROE) of 15.79%. In comparison, a peer like Universal Insurance Holdings has a P/E of approximately 16.53, indicating that it is slightly more expensive than its peer.
The company's recent stock performance shows a year-to-date return of 22.08%, outperforming the S&P 500's 12.22% during the same period, which supports the notion that the stock is fairly valued in the current market environment.