Is Unum Group overvalued or undervalued?

As of 21 November 2025, the valuation grade for Unum Group moved from expensive to fair. The company appears to be fairly valued based on its P/E ratio of 14, a Price to Book Value of 2.01, and a PEG Ratio of 0.58. In comparison to peers, CNA Financial Corp. has a P/E of 14.82 and Reinsurance Group of America, Inc. has a significantly higher P/E of 20.92, indicating that Unum Group is positioned competitively within its industry.
Despite recent underperformance in the short term, with a year-to-date return of 3.60% compared to the S&P 500's 12.26%, Unum Group has outperformed the index over longer periods, achieving a remarkable 253.39% return over the past five years versus the S&P 500's 85.61%. This performance, coupled with its fair valuation metrics, suggests that Unum Group is currently a solid investment opportunity.