Is USIO, Inc. overvalued or undervalued?

As of 28 May 2025, the valuation grade for USIO, Inc. has moved from attractive to very attractive. The company appears to be undervalued based on its current metrics. Key ratios include a P/E ratio of 12, a Price to Book Value of 2.06, and an EV to EBITDA of 31.69. Notably, the PEG ratio stands at an impressive 0.02, indicating strong growth potential relative to its price.
In comparison to peers, USIO, Inc. has a P/E ratio of 11.61, which is more favorable than LendingTree, Inc. at -15.53 and Consumer Portfolio Services, Inc. at 10.83. Additionally, Ocwen Financial Corp. shows a very attractive valuation with a P/E of 3.79, but its metrics suggest a different risk profile. Despite recent underperformance against the S&P 500, USIO's valuation suggests it may offer a compelling opportunity for investors looking for growth at a reasonable price.