Is Utique Enterp. overvalued or undervalued?

As of 13 October 2025, Utique Enterprises has moved from an attractive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 18.97, a price-to-book value of 0.44, and an EV to EBITDA ratio of -3.09. These ratios indicate that while the company is not overvalued, it is also not presenting significant upside potential at its current price.
In comparison to its peers, Utique's valuation metrics are notably lower than those of Bajaj Finance, which has a PE ratio of 37.04, and Bajaj Finserv, with a PE ratio of 33.94. Conversely, Life Insurance stands out as very attractive with a PE ratio of 11.66, suggesting that Utique may have room for improvement within its industry. Despite recent stock performance showing a 4.15% return over the past week compared to a 0.66% return for the Sensex, the year-to-date performance of -22.58% indicates challenges ahead.