Is UWM Holdings Corp. overvalued or undervalued?

Sep 20 2025 06:43 PM IST
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As of August 7, 2025, UWM Holdings Corp. has improved from a risky to a very attractive valuation, appearing undervalued with a low EV to Sales ratio and strong long-term returns despite a recent decline in stock performance.
As of 7 August 2025, the valuation grade for UWM Holdings Corp. has moved from risky to very attractive, indicating a significant improvement in its investment appeal. The company appears undervalued, especially when considering its Price to Book Value of 40.74, EV to EBITDA of 45.41, and a notably low EV to Sales ratio of 2.53 compared to its peers.

In the peer comparison, U-Haul Holding Co. is very expensive with a P/E of 45.54, while LendingClub Corp. shows a more favorable P/E of 25.58, reinforcing UWM's attractive valuation. Despite recent stock performance showing a decline of 26.35% over the past year compared to the S&P 500's gain of 17.14%, the long-term 3-year return of 78.05% suggests potential for recovery and growth.
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