Is V B Desai Fin. overvalued or undervalued?

Jul 02 2025 08:04 AM IST
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As of July 1, 2025, V B Desai Fin. is fairly valued with a PE ratio of 12.97, competitive against peers, despite a year-to-date return of -13.16% compared to the Sensex's 7.11% gain.
As of 1 July 2025, the valuation grade for V B Desai Fin. has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 12.97, an EV to EBIT of 12.39, and a PEG ratio of 0.76, indicating a reasonable valuation relative to its earnings growth potential.

In comparison to its peers, V B Desai Fin. holds a competitive position with a PE ratio similar to Life Insurance at 12.71 and significantly lower than Bajaj Finance, which is rated as very expensive with a PE of 34.98. The company's recent stock performance has been underwhelming, with a year-to-date return of -13.16%, contrasting with the Sensex's gain of 7.11% during the same period. Overall, V B Desai Fin. appears to be fairly valued within its industry context.
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