Is Vardhman Hold. overvalued or undervalued?

As of 13 November 2025, Vardhman Hold. has moved from a fair to an attractive valuation grade, indicating a shift in its market perception. The company is currently considered undervalued, with a PE ratio of 4.97, a Price to Book Value of 0.32, and a PEG Ratio of 0.84, which suggests that the stock is trading at a significant discount compared to its earnings growth potential.
In comparison to its peers, Vardhman Hold.'s valuation metrics stand out, particularly against Bajaj Finance, which has a PE ratio of 34.18, and Bajaj Finserv at 33.91, both categorized as very expensive. Additionally, Life Insurance, categorized as very attractive, has a PE ratio of 11.18, further highlighting Vardhman Hold.'s relative undervaluation. While the stock has underperformed the Sensex over the past year with a return of -19.92% compared to the Sensex's 8.74%, its strong long-term performance of 210.20% over the past five years suggests potential for recovery and growth.