Is Vedant Asset overvalued or undervalued?

As of 29 August 2025, the valuation grade for Vedant Asset has moved from very expensive to fair. The company appears to be fairly valued at this time. Key ratios include a price-to-earnings (PE) ratio of 10.91, an EV to EBITDA ratio of 7.31, and a return on equity (ROE) of 4.05%.
In comparison with peers, Vedant Asset's PE ratio is significantly lower than that of Bajaj Finance, which stands at 31.3, indicating that Vedant is more attractively priced relative to its earnings. Additionally, Life Insurance, which is rated very attractive, has a PE ratio of 11.08, further supporting the notion that Vedant is fairly valued within its sector. Notably, Vedant's stock has underperformed compared to the Sensex, with a year-to-date return of -54.93% against the Sensex's 2.14%, reinforcing the valuation perspective.