Is Vintage Secur. overvalued or undervalued?

As of 16 October 2025, the valuation grade for Vintage Secur. has moved from expensive to very expensive, indicating a significant increase in perceived valuation. The company is currently overvalued based on its financial ratios, with a PE ratio of 159.87, an EV to EBIT of 8.22, and a ROE of only 0.36%. These figures suggest that the stock is trading at a premium compared to its earnings and equity returns.
In comparison to its peers, Vintage Secur. stands out with a much higher PE ratio than Bajaj Finance at 38.01 and Life Insurance at 11.63, further reinforcing its overvaluation status. The PEG ratio of 1.07 also indicates that the growth expectations may not justify the high price. While Vintage Secur. has outperformed the Sensex in recent periods, with a 1-year return of 24.86% compared to the Sensex's 2.41%, this strong performance does not mitigate the concerns surrounding its current valuation metrics.