Is Virginia National Bankshares Corp. overvalued or undervalued?

As of 7 November 2025, the valuation grade for Virginia National Bankshares Corp. moved from fair to attractive, indicating a positive shift in its valuation outlook. The company appears undervalued, especially when considering its P/E ratio of 11, which is notably lower than the peer average of approximately 12.61. Additionally, the Price to Book Value stands at 1.19, and the EV to EBITDA ratio is 8.76, both suggesting that the company is trading at a discount compared to its peers.
In comparison to its industry peers, Community West Bancshares has a higher P/E of 15.19, while Colony Bankcorp, Inc. shows an EV to EBITDA of 10.86, reinforcing the notion that Virginia National Bankshares Corp. is undervalued. Although recent stock return data is not available, the company's valuation metrics suggest a more favorable position compared to the broader market.