Is Visa, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Visa, Inc. moved from very expensive to fair. The company is currently fairly valued based on its metrics. Key ratios include a P/E ratio of 34, an EV to EBITDA of 27.23, and a Price to Book Value of 18.88. In comparison, Mastercard, Inc. has a higher P/E of 58.32, while PayPal Holdings, Inc. presents a much lower P/E of 15.30, indicating that Visa is competitively positioned within its industry.
Despite a recent underperformance relative to the S&P 500 over the past week and month, Visa has shown resilience with a 1-year return of 17.73%, outpacing the S&P 500's 14.08%. Overall, these factors suggest that Visa, Inc. is fairly valued in the current market landscape.