Is Visagar Finan. overvalued or undervalued?

As of 17 November 2025, the valuation grade for Visagar Finan. has moved from very attractive to risky, indicating a significant deterioration in its financial standing. The company is currently assessed as overvalued, particularly given its troubling financial ratios. The PE ratio stands at -11.63, the EV to EBITDA ratio is -64.95, and the ROE is at -3.79%, all of which signal underlying issues in profitability and valuation.
In comparison to its peers, Visagar Finan. lags significantly behind companies like Bajaj Finance, which has a PE ratio of 34.85, and Life Insurance, with a PE ratio of 11.33. This stark contrast highlights the challenges Visagar Finan. faces in attracting investor confidence. Additionally, the company's stock has underperformed relative to the Sensex, particularly over the past year, where it has declined by 39.19% compared to the Sensex's gain of 9.50%. Overall, the financial metrics and peer comparisons suggest that Visagar Finan. is overvalued in its current state.