Is Yamini Invest overvalued or undervalued?

As of 8 August 2025, the valuation grade for Yamini Invest has moved from expensive to fair. The company is currently fairly valued, with a PE ratio of 65.35, an EV to EBIT of 38.28, and a PEG ratio of 0.27. In comparison to its peers, Life Insurance has a PE ratio of 11.83 and an EV to EBITDA of 9.24, while Bajaj Finance is considered very expensive with a PE ratio of 31.31 and an EV to EBITDA of 17.85.
Despite the fair valuation, Yamini Invest has underperformed in recent returns, with a year-to-date decline of 32.22% compared to a 2.20% increase in the Sensex. This performance may indicate potential challenges ahead, but the current valuation suggests that the stock is aligned with its intrinsic value relative to its peers.