Stock Performance and Market Context
On 26 Dec 2025, Karur Vysya Bank’s share price reached an intraday peak of Rs.262, marking its highest level in the past year. This price point represents a substantial elevation from its 52-week low of Rs.153.05, illustrating a price appreciation of over 70% within the last twelve months. The stock outperformed its sector peers by 4.93% on the day, signalling strong relative strength amid a broader market environment where the Sensex traded 0.33% lower at 85,123.56 points.
The Sensex itself remains close to its own 52-week high, just 1.22% shy of 86,159.02, and is trading above its 50-day moving average, which in turn is positioned above the 200-day moving average. This technical setup suggests a generally bullish market backdrop, with mid-cap stocks leading gains as the BSE Mid Cap index edged up by 0.1%.
Karur Vysya Bank’s stock has reversed a three-day downward trend, signalling renewed buying interest and momentum. The share price currently trades above key moving averages including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, reinforcing the strength of its upward trajectory.
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Financial Strength Underpinning the Rally
Karur Vysya Bank’s recent price performance is supported by a series of strong financial indicators. The bank maintains a low Gross Non-Performing Asset (NPA) ratio of 0.76%, reflecting prudent lending practices and asset quality management. Its Capital Adequacy Ratio stands at a robust 15.95%, indicating substantial buffers against risk-weighted assets and a solid capital foundation.
Net profit growth has been notable, with an annualised rate of 45.83% over recent periods. The bank has reported positive results for 17 consecutive quarters, demonstrating consistent operational performance. Operating cash flow for the year reached a peak of Rs.4,487.08 crores, while interest earned in the latest quarter hit Rs.2,807.97 crores, both marking record highs.
Dividend per share (DPS) also reached its highest level at Rs.2.60, signalling a shareholder-friendly approach alongside growth. Return on Assets (ROA) is recorded at 1.6%, and the Price to Book Value ratio stands at 1.9, suggesting a valuation that reflects the bank’s fair market standing relative to its peers.
Comparative Performance and Institutional Interest
Over the past year, Karur Vysya Bank’s stock has delivered a return of approximately 46.16%, significantly outpacing the Sensex’s 8.48% return over the same period. This outperformance extends beyond the last year, with the stock consistently surpassing the BSE500 index in each of the previous three annual periods.
Institutional investors hold a majority stake of 55.79% in the bank, with their share increasing by 0.9% over the previous quarter. This level of institutional participation often reflects confidence in the company’s fundamentals and long-term prospects.
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Sector Positioning and Valuation Insights
Karur Vysya Bank operates within the private sector banking industry, a segment that has shown resilience and growth potential in recent years. The bank’s valuation metrics indicate it is trading at a premium compared to the average historical valuations of its peers, reflecting market recognition of its financial stability and growth trajectory.
The Price to Earnings to Growth (PEG) ratio stands at 0.7, which suggests that the stock’s price movement is supported by earnings growth, offering a balanced perspective on valuation relative to profitability expansion.
Overall, the stock’s recent surge to a 52-week high is a culmination of solid financial performance, favourable market trends, and sustained investor confidence, positioning Karur Vysya Bank as a noteworthy player in the private banking sector.
Market Outlook and Technical Signals
Despite the broader market’s modest retreat on the day, Karur Vysya Bank’s share price demonstrated resilience and strength. The stock’s ability to trade above all major moving averages signals a positive technical momentum that has been building over recent weeks. This technical positioning often attracts attention from market participants seeking stocks with upward momentum within the banking sector.
The reversal after three consecutive days of decline further emphasises the stock’s capacity to regain ground and sustain its upward trend, even amid short-term market fluctuations.
Summary of Key Metrics
To summarise, Karur Vysya Bank’s key financial and market metrics include:
- New 52-week high price: Rs.262
- 52-week low price: Rs.153.05
- One-year stock return: 46.16%
- Sensex one-year return: 8.48%
- Gross NPA ratio: 0.76%
- Capital Adequacy Ratio: 15.95%
- Net profit annual growth rate: 45.83%
- Operating cash flow (yearly): Rs.4,487.08 crores
- Dividend per share: Rs.2.60
- Interest earned (quarterly): Rs.2,807.97 crores
- Return on Assets: 1.6%
- Price to Book Value: 1.9
- Institutional holdings: 55.79%
These figures collectively illustrate the bank’s robust financial health and market standing, which have contributed to its recent price milestone.
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