Karur Vysya Bank Ltd. Hits New 52-Week High at Rs.277.6

Stock Performance and Market Context

On 5 January 2026, Karur Vysya Bank Ltd. (Stock ID: 124359), a prominent player in the private sector banking industry, recorded its highest price in the past year at Rs.277.6. This new peak comes after a sustained rally that saw the stock trading above its key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling strong upward momentum.

Despite a slight pullback following four consecutive days of gains, the stock’s performance today remained in line with its sector peers. The day change registered a modest increase of 0.09%, reflecting steady investor confidence in the bank’s fundamentals.

Meanwhile, the broader market showed some volatility. The Sensex opened 121.96 points lower and was trading at 85,608.99, down 0.18%. Notably, the Sensex remains close to its own 52-week high of 86,159.02, just 0.64% away, supported by bullish moving averages where the 50-day DMA is above the 200-day DMA. Small-cap stocks led the market with the BSE Small Cap index gaining 0.03% on the day.

Strong Financial Metrics Underpinning the Rally

Karur Vysya Bank’s recent price surge is supported by robust financial performance and solid credit metrics. The bank boasts a low Gross Non-Performing Asset (NPA) ratio of 0.76%, underscoring prudent lending practices and asset quality management. Additionally, its Capital Adequacy Ratio stands at a healthy 15.95%, indicating substantial buffers against risk-weighted assets and a strong capital position.

Financial results have been consistently positive, with the bank declaring profits for 17 consecutive quarters. Net profit growth has been impressive, registering an annualised rate of 45.83%, reflecting sustained operational efficiency and growth momentum. Operating cash flow for the year reached a peak of Rs.4,487.08 crores, while interest earned in the latest quarter hit Rs.2,807.97 crores, both marking record highs.

Dividend per share (DPS) also reached its highest level at Rs.2.60, signalling management’s commitment to rewarding shareholders amid strong earnings growth.

Institutional investors hold a significant 55.79% stake in the bank, having increased their holdings by 0.9% over the previous quarter. This elevated institutional interest often reflects confidence in the company’s fundamentals and long-term prospects.

Karur Vysya Bank is rated among the top 1% of all 4,000 stocks covered by MarketsMojo, with a Mojo Score of 72.0 and a current Mojo Grade of Buy, upgraded from Hold on 9 December 2025. The bank’s market capitalisation grade is 3, indicating a mid-sized market cap within its sector.

Comparative Performance and Valuation

Over the past year, Karur Vysya Bank has delivered a remarkable total return of 47.41%, significantly outperforming the Sensex’s 8.10% gain over the same period. The stock’s 52-week low was Rs.153.05, highlighting the substantial appreciation in value over the last twelve months.

Despite this strong price performance, the bank’s valuation metrics suggest a premium relative to peers. The Price to Book Value ratio stands at 2.1, reflecting elevated market expectations. Return on Assets (ROA) is recorded at 1.6%, while the Price/Earnings to Growth (PEG) ratio is 0.7, indicating that earnings growth is reasonably priced compared to the stock’s valuation.

Consistent returns over the last three years further reinforce the bank’s position as a steady performer. It has outperformed the BSE500 index in each of the last three annual periods, underscoring its resilience and growth trajectory.

Technical Momentum and Market Positioning

The stock’s technical indicators remain robust, with prices comfortably above all major moving averages. This positioning typically signals sustained buying interest and a positive trend. The recent four-day rally culminating in the new 52-week high demonstrates strong momentum, although the slight retreat today suggests some short-term profit-taking.

Karur Vysya Bank’s market cap grade of 3 places it in a competitive mid-tier segment within the private sector banking space. Its consistent financial performance and strong institutional backing contribute to its solid market standing.

While the Sensex and broader market indices have shown some volatility, Karur Vysya Bank’s stock has maintained relative strength, reflecting its sector leadership and operational soundness.

Summary of Key Financial Highlights

To summarise, the bank’s key financial metrics as of the latest reporting period include:

• Gross NPA ratio: 0.76%


• Capital Adequacy Ratio: 15.95%


• Net profit annual growth rate: 45.83%


• Operating cash flow (yearly): Rs.4,487.08 crores


• Dividend per share: Rs.2.60


• Interest earned (quarterly): Rs.2,807.97 crores


• Institutional holdings: 55.79%, increased by 0.9% QoQ


• Mojo Score: 72.0 (Buy), upgraded from Hold on 9 Dec 2025


• Price to Book Value: 2.1


• Return on Assets: 1.6%


• PEG ratio: 0.7

These figures collectively illustrate a bank that has demonstrated strong growth, prudent risk management, and consistent profitability, factors that have contributed to its recent stock price appreciation and new 52-week high.

Market and Sector Overview

The private sector banking industry continues to be a key driver of India’s financial services sector. Karur Vysya Bank’s performance stands out within this competitive landscape, supported by its disciplined lending approach and capital strength. The bank’s ability to maintain low NPAs and grow profits steadily has helped it outperform broader market indices and sector benchmarks.

As the Sensex hovers near its own 52-week high, Karur Vysya Bank’s achievement of a new peak price highlights its relative strength and resilience amid broader market fluctuations.

Conclusion

Karur Vysya Bank Ltd.’s attainment of a new 52-week high at Rs.277.6 marks a significant milestone reflecting strong financial health, consistent earnings growth, and positive technical momentum. Supported by solid capital adequacy, low asset quality risks, and increasing institutional interest, the bank’s stock has delivered substantial returns over the past year, outperforming key market indices. While trading at a premium valuation, the bank’s fundamentals and market positioning continue to underpin its recent rally and sustained upward trend.

Only Rs. 9,999 - Get MojoOne + Stock of the Week for 1 Year (MRP = Rs. 34,999) Start Saving Now →