Strong Price Performance and Market Outperformance
The stock’s recent surge has been remarkable, with a 1.79% gain recorded today, outperforming the Sensex which declined by 0.64%. Over the past week, Karur Vysya Bank Ltd. has delivered a 13.39% return, contrasting with the Sensex’s marginal fall of 0.59%. The momentum continued over the month and quarter, with the stock appreciating 17.35% and 20.18% respectively, while the Sensex declined by 3.40% and 3.74% over the same periods.
Year-to-date, the stock has risen 13.39%, significantly outperforming the Sensex’s 3.99% decline. Over the longer term, the bank’s performance has been even more impressive, generating a 57.81% return in the last year against the Sensex’s 6.91%. Over three years, the stock has surged 245.27%, and over five years, it has delivered an extraordinary 748.34% return, far exceeding the Sensex’s 76.77% gain. Even on a decade scale, Karur Vysya Bank Ltd. has outpaced the benchmark with a 374.19% rise compared to the Sensex’s 228.97%.
The stock’s consistent upward trajectory is further supported by its trading above all key moving averages – 5-day, 20-day, 50-day, 100-day, and 200-day – signalling strong technical momentum and investor confidence.
Patience pays off here! This Micro Cap from Fertilizers sector has delivered steady gains quarter after quarter. Now proudly part of our Reliable Performers list.
- - New Reliable Performer
- - Steady quarterly gains
- - Fertilizers consistency
Fundamental Strength Underpinning the Rally
Karur Vysya Bank Ltd.’s ascent to its all-time high is supported by strong long-term fundamentals. The bank boasts a Tier 1 Capital Adequacy Ratio of 15.34%, reflecting a solid capital base that exceeds regulatory requirements and supports sustainable growth. Its net profit has grown at an impressive annual rate of 46.67%, highlighting robust earnings momentum.
The bank has reported positive results for 18 consecutive quarters, demonstrating consistent profitability. The latest quarterly figures reveal a highest-ever Profit After Tax (PAT) of Rs.689.96 crores and a Profit Before Tax excluding Other Income (PBT less OI) of Rs.391.62 crores. Earnings per share (EPS) for the quarter reached a record Rs.7.14, underscoring the bank’s improving profitability metrics.
Institutional investors hold a significant 57.09% stake in the company, an increase of 1.3% over the previous quarter. This high level of institutional ownership indicates confidence from investors with extensive resources and analytical capabilities.
MarketsMojo rates Karur Vysya Bank Ltd. with a Mojo Score of 78.0 and a Mojo Grade of Buy, upgraded from Hold on 09 Dec 2025. The bank ranks among the top 1% of all 4,000 stocks rated by MarketsMojo, positioned 13th among Small Cap companies and 32nd across the entire market, reflecting its strong market standing and quality.
Comparative Returns and Market Positioning
Karur Vysya Bank Ltd. has consistently outperformed the BSE500 index over the last three annual periods, delivering superior returns to investors. Its market capitalisation grade stands at 3, indicating a mid-sized company with substantial growth prospects relative to its peers.
The stock’s consecutive gains over the last five trading days have yielded a 17.11% return, further emphasising the recent bullish sentiment. It has also outperformed its sector by 1.77% today, reinforcing its leadership within the private sector banking space.
Valuation and Profitability Metrics
Despite its strong performance, the stock trades at a premium valuation with a Price to Book Value of 2.2, which is higher than the average historical valuations of its peers. The Return on Assets (ROA) stands at 1.8%, reflecting efficient asset utilisation.
Over the past year, while the stock price has appreciated by 57.81%, the company’s profits have increased by 22%, resulting in a Price/Earnings to Growth (PEG) ratio of 0.6. This suggests that the stock’s price growth has outpaced earnings growth, a factor that investors may consider when assessing valuation sustainability.
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Summary of the Stock’s Journey to the Peak
Karur Vysya Bank Ltd.’s journey to its all-time high of Rs.298.8 is characterised by sustained earnings growth, strong capital adequacy, and consistent positive quarterly results. The stock’s outperformance relative to the Sensex and its sector peers over multiple time horizons highlights its resilience and market leadership.
The bank’s ability to maintain a high institutional holding percentage and its upgraded Mojo Grade to Buy reflect the market’s recognition of its quality and growth prospects. While the valuation premium indicates elevated expectations, the bank’s robust fundamentals provide a solid foundation for its current market position.
As the stock continues to trade above all major moving averages and deliver strong returns, it remains a notable performer within the private sector banking industry, marking a significant milestone in its corporate history.
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