Life Insurance Corporation of India Hits Intraday High with 3.39% Surge

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Life Insurance Corporation of India (LIC) demonstrated robust intraday performance on 3 Feb 2026, surging to an intraday high of Rs 831.6, marking a 3.47% increase from its previous close. The stock’s strong momentum was evident despite a broader market pullback, reflecting notable trading activity within the insurance sector.
Life Insurance Corporation of India Hits Intraday High with 3.39% Surge

Intraday Surge and Trading Dynamics

On 3 Feb 2026, LIC’s stock price climbed steadily, touching a day’s high of Rs 831.6, representing a 3.47% gain. The stock closed with a day change of 3.39%, outperforming the Sensex, which ended the day down by 2.58%. This intraday strength was accompanied by a two-day consecutive gain streak, with the stock rising 3.95% over this period.

Despite the Finance/NBFC sector advancing by 3.97%, LIC’s performance slightly underperformed its sector by 0.42% on the day. The stock’s price remained above its 5-day and 20-day moving averages, signalling short-term positive momentum, although it continued to trade below its longer-term 50-day, 100-day, and 200-day moving averages.

Market Context and Sector Activity

The broader market experienced volatility on the day, with the Sensex opening sharply higher by 3,656.74 points but retreating to close at 83,772.61, down 1,550.59 points or 2.58%. The index remains 2.85% below its 52-week high of 86,159.02. Notably, the Sensex is trading below its 50-day moving average, although the 50DMA itself is positioned above the 200DMA, indicating a mixed technical backdrop.

Mega-cap stocks led the market’s gains earlier in the session, but the overall market momentum waned as the day progressed. LIC’s resilience in this environment highlights its relative strength within the insurance sector amid broader market fluctuations.

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Performance Trends and Moving Averages

LIC’s recent price action shows a mixed trend over various time frames. While the stock has gained 2.77% over the past week, it has underperformed the Sensex’s 2.34% gain slightly. Over the last month and three months, LIC has declined by 3.56% and 9.72% respectively, compared to the Sensex’s more modest declines of 2.32% and 0.25% over the same periods.

Year-to-date, LIC’s stock has fallen 2.82%, slightly more than the Sensex’s 1.70% decline. Over longer horizons, the stock’s performance has been more subdued, with a 0.24% gain over one year versus the Sensex’s 8.53% rise, and no recorded gains over five and ten years, contrasting with the Sensex’s substantial 66.69% and 245.83% gains respectively.

The stock’s positioning above short-term moving averages but below longer-term averages suggests that while recent momentum is positive, the broader trend remains cautious. This technical setup may be influencing trading decisions and contributing to the intraday volatility observed.

Mojo Score and Rating Update

LIC currently holds a Mojo Score of 40.0 with a Mojo Grade of Sell, reflecting a downgrade from its previous Hold rating on 7 Jan 2026. The Market Cap Grade stands at 1, indicating a relatively lower market capitalisation rating within its peer group. These metrics provide a quantitative backdrop to the stock’s recent price movements and market positioning.

Sector and Industry Overview

Operating within the insurance industry and sector, LIC’s stock performance is influenced by sector-wide trends and market sentiment. The Finance/NBFC sector’s 3.97% gain on the day underscores a generally positive environment for financial stocks, although LIC’s slight underperformance relative to the sector suggests selective investor focus within the space.

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Summary of Trading Action

LIC’s stock demonstrated a strong intraday rally on 3 Feb 2026, reaching Rs 831.6 at its peak, supported by a two-day consecutive gain streak. The stock’s performance outpaced the Sensex’s decline, although it marginally lagged the Finance/NBFC sector’s broader gains. The price action above short-term moving averages indicates positive momentum, while the longer-term averages suggest a cautious overall trend.

Market volatility and sector dynamics played a significant role in shaping the trading session, with mega-cap stocks initially driving gains before the market retraced. LIC’s relative resilience amid these fluctuations highlights its active trading interest and the nuanced market environment surrounding insurance stocks.

Investors and market participants will likely continue to monitor LIC’s price movements in relation to sector trends and technical indicators as the stock navigates its current trading range.

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