Stock Performance and Market Context
On 4 December 2025, Mangalam Industrial Finance's share price touched Rs.1.04, its lowest level in the past year. This decline comes after the stock experienced an 11-day consecutive fall, resulting in a cumulative return of -26.71% over this period. The stock's day change registered a decline of 1.85%, underperforming its sector by 0.9% on the same day.
The current trading price is well below the stock's 52-week high of Rs.4.50, reflecting a substantial reduction in market value over the year. Mangalam Industrial Finance is trading beneath its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a sustained downward momentum.
In contrast, the broader market has shown resilience. The Sensex, after a negative opening of 119.25 points, recovered to close 0.13% higher at 85,216.63 points, just 1.11% shy of its 52-week high of 86,159.02. The Sensex is trading above its 50-day moving average, which itself is positioned above the 200-day moving average, signalling a bullish trend. Mid-cap stocks led the market gains, with the BSE Mid Cap index rising by 0.17% on the day.
Our current monthly pick, this Mid Cap from Automobile Two & Three Wheelers, survived rigorous evaluation against dozens of contenders. See why experts are backing this one!
- - Rigorous evaluation cleared
- - Expert-backed selection
- - Mid Cap conviction pick
Long-Term Performance and Financial Metrics
Over the past year, Mangalam Industrial Finance has recorded a return of -70.06%, significantly lagging behind the Sensex's 5.27% gain during the same period. The stock has also underperformed the BSE500 index consistently over the last three annual periods, highlighting a persistent trend of relative weakness.
The company operates within the Non Banking Financial Company (NBFC) sector, which has generally seen mixed performance. Mangalam Industrial Finance's market capitalisation is graded at 4, reflecting its relatively modest size within the sector.
Financially, the company has exhibited limited growth. Net sales have shown an annual growth rate of 9.92%, which is modest in comparison to sector peers. The return on equity (ROE) averaged 1.90% over the long term, indicating subdued profitability relative to shareholder equity.
Quarterly results for September 2025 reveal flat performance, with Profit Before Depreciation, Interest and Tax (PBDIT) at Rs.0.31 crore and Profit Before Tax excluding other income (PBT less OI) at Rs.0.30 crore, both representing the lowest levels recorded in recent quarters.
Despite a ROE of 4.2% in the recent period, the stock's valuation remains elevated with a Price to Book Value ratio of 5.2, suggesting that the market price is high relative to the company's net asset value. However, the stock is currently trading at a discount compared to the average historical valuations of its peers.
Interestingly, while the stock price has declined sharply, the company's profits have risen by 53% over the past year. This divergence is reflected in a Price/Earnings to Growth (PEG) ratio of 4.3, indicating a valuation that may not be fully aligned with earnings growth.
Shareholding and Promoter Activity
Promoter confidence appears to have shifted, with promoters reducing their stake by 0.53% in the previous quarter. Currently, promoters hold 58.41% of the company's shares. This reduction in promoter holding may be interpreted as a cautious stance regarding the company's near-term prospects.
Is Mangalam Industrial Finance your best bet? SwitchER suggests better alternatives across peers, market caps, and sectors. Discover stocks that could deliver more for your portfolio!
- - Better alternatives suggested
- - Cross-sector comparison
- - Portfolio optimization tool
Summary of Current Market Position
Mangalam Industrial Finance's stock price has been on a sustained downward trajectory, culminating in the recent 52-week low of Rs.1.04. The stock's performance contrasts sharply with the broader market indices, which have maintained positive momentum. The company's financial indicators point to modest growth and profitability, while valuation metrics suggest a premium relative to net assets despite the current price discount.
The reduction in promoter shareholding and the stock's consistent underperformance relative to benchmarks over multiple years underscore the challenges faced by the company in regaining market confidence. The trading below all major moving averages further emphasises the prevailing bearish sentiment among market participants.
Investors and market watchers will likely continue to monitor Mangalam Industrial Finance's financial disclosures and market movements closely, given the stock's recent lows and the broader sector dynamics.
Limited Time Only! Upgrade now and get 1 Year of Stock of the week worth Rs. 14,999 for FREE. Don't miss out on this exclusive offer. Claim Your Free Year →
