Quarterly Financial Performance Highlights
The latest quarterly results reveal a troubling picture for Mansi Finance (Chennai) Ltd. Net sales for the nine months period stood at ₹6.51 crores, reflecting a sharp contraction of 40.66% year-on-year. This decline is a marked reversal from the company’s previous trend of modest growth and signals weakening demand or operational challenges within its lending portfolio.
Profit after tax (PAT) for the quarter plunged to a loss of ₹0.50 crores, representing a staggering fall of 206.4% compared to the same period last year. This negative PAT underscores the company’s inability to generate profits amid rising costs or asset quality pressures. The earnings per share (EPS) also hit a low of -₹1.42, the lowest recorded in recent quarters, further highlighting the financial stress.
Operating profitability has also suffered, with profit before depreciation, interest, and tax (PBDIT) dropping to ₹0.40 crores, the lowest level in recent memory. Additionally, profit before tax excluding other income (PBT less OI) fell into negative territory at -₹0.14 crores, signalling operational losses before accounting for any non-operating gains.
Financial Trend Shift and Mojo Grade Downgrade
The company’s financial trend score has deteriorated sharply from a positive 4 to a negative 9 over the last three months, reflecting the worsening fundamentals. This shift has been accompanied by a downgrade in the Mojo Grade from “Sell” to a “Strong Sell” as of 25 May 2026, indicating heightened caution among analysts and investors. The Mojo Score currently stands at 17.0, reinforcing the negative outlook on the stock’s near-term prospects.
Such a downgrade is significant for a micro-cap NBFC like Mansi Finance (Chennai) Ltd, as it signals increased risk and potential challenges in sustaining growth or profitability in a competitive and regulated environment.
Crushing the market! This Small Cap from Aerospace & Defense just earned its spot in our Top 1% with impressive gains. Don't let this opportunity slip through your hands.
- - Recent Top 1% qualifier
- - Impressive market performance
- - Sector leader
Stock Price Movement and Market Comparison
Mansi Finance’s stock price has mirrored its financial struggles, closing at ₹61.75 on 1 June 2026, down 5.00% from the previous close of ₹65.00. The stock’s 52-week high was ₹111.95, while the low was ₹54.52, indicating significant volatility over the past year. The intraday trading range on the latest session was between ₹61.75 and ₹68.24, reflecting investor uncertainty amid the company’s weak results.
When compared to the broader market, Mansi Finance’s returns have underperformed the Sensex across most time frames. Over the past week, the stock declined by 8.96%, while the Sensex fell by only 2.35%. The one-month return for the stock was a steep negative 19.20%, versus a modest 2.89% decline in the Sensex. Year-to-date, the stock has lost 26.80%, more than double the Sensex’s 12.36% fall.
However, over longer horizons, Mansi Finance has delivered superior returns relative to the benchmark. The stock posted a 5.56% gain over the last year compared to an 8.30% loss in the Sensex. Over three and five years, the stock outperformed the Sensex with returns of 48.80% and 130.84% respectively, versus 19.64% and 43.81% for the benchmark. Even over a decade, the stock’s 92.97% gain, while below the Sensex’s 179.58%, remains respectable for a micro-cap NBFC.
Sector and Industry Context
Mansi Finance operates within the NBFC sector, which has faced increasing regulatory scrutiny and competitive pressures in recent years. The sector’s performance is often sensitive to interest rate cycles, asset quality concerns, and liquidity conditions. The company’s recent negative financial trend contrasts with some peers who have managed to stabilise or grow their portfolios amid these challenges.
Given the company’s micro-cap status, it is particularly vulnerable to market sentiment shifts and operational headwinds. The downgrade to a “Strong Sell” Mojo Grade reflects these risks and suggests investors should exercise caution.
Mansi Finance (Chennai) Ltd or something better? Our SwitchER feature analyzes this micro-cap Non Banking Financial Company (NBFC) stock and recommends superior alternatives based on fundamentals, momentum, and value!
- - SwitchER analysis complete
- - Superior alternatives found
- - Multi-parameter evaluation
Outlook and Investor Considerations
Investors analysing Mansi Finance (Chennai) Ltd should weigh the recent negative financial trend and deteriorating profitability against the company’s historical outperformance over multi-year periods. The sharp contraction in net sales and the substantial loss in PAT for the latest quarter raise concerns about the sustainability of the business model and asset quality.
The downgrade to a “Strong Sell” rating by MarketsMOJO, accompanied by a low Mojo Score of 17.0, signals that the stock currently carries elevated risk. The micro-cap nature of the company adds to volatility and liquidity concerns, making it less suitable for risk-averse investors.
However, the company’s longer-term track record of delivering returns above the Sensex suggests that a turnaround remains possible if operational challenges are addressed and market conditions improve. Close monitoring of upcoming quarterly results and management commentary will be essential for investors considering exposure.
In summary, Mansi Finance (Chennai) Ltd’s recent quarterly performance marks a clear departure from its previous trend, with significant margin contraction and negative earnings growth. The current market sentiment and analyst ratings reflect these challenges, urging caution in portfolio allocation decisions.
Only Rs. 9,999 - Get MojoOne + Stock of the Week for 1 Year Start at 33% Off →
