Stock Price Decline and Market Context
On 30 Dec 2025, Money Masters Leasing & Finance Ltd’s share price fell to Rs.0.73, representing a steep drop from its 52-week high of Rs.8.62. This decline equates to a year-to-date loss of approximately 90.80%, a stark contrast to the Sensex’s positive performance of 8.23% over the same period. The stock underperformed its sector by 1.25% on the day, reflecting broader challenges faced by the company within the Non Banking Financial Company (NBFC) sector.
Currently, the Sensex opened lower at 84,600.99, down 0.11%, and is trading near its 52-week high of 86,159.02, indicating a relatively stable market environment that contrasts with the stock’s sharp decline. Money Masters is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling sustained downward momentum.
Financial Performance and Fundamental Assessment
The company’s financial metrics reveal ongoing difficulties. The latest quarterly results showed flat performance with PBDIT (Profit Before Depreciation, Interest and Taxes) at a low of Rs. -0.04 crore and PBT (Profit Before Tax) less other income at Rs. -0.05 crore. Earnings per share (EPS) also registered at a minimal Rs. -0.00, underscoring the absence of profitability in recent quarters.
Net sales have declined at an annual rate of -4.20%, reflecting weak long-term growth prospects. The company’s return on equity (ROE) stands at 2.2%, which, while modest, is accompanied by a price-to-book value of 0.5, indicating that the stock is trading at a discount relative to its book value. Despite this valuation, the company’s Mojo Score remains low at 26.0, with a Mojo Grade of Strong Sell as of 21 Oct 2024, downgraded from Sell, reflecting deteriorated fundamentals and weak investor sentiment.
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Shareholding and Valuation Insights
The majority of Money Masters Leasing & Finance Ltd’s shares are held by non-institutional investors, which may contribute to increased volatility and less stability in share price movements. The company’s market capitalisation grade is rated 4, indicating a relatively small market cap compared to larger peers in the NBFC sector.
Despite the weak financial performance, the stock’s valuation metrics suggest it is trading at a discount compared to its peers’ historical averages. The PEG ratio of 0.6 indicates that the stock’s price is low relative to its earnings growth rate, although the earnings growth itself has been stagnant over the past year.
Sector and Market Position
Within the NBFC sector, Money Masters Leasing & Finance Ltd’s performance contrasts with broader market trends. While the Sensex and many sector peers have shown resilience and growth, this company’s stock has declined sharply, reflecting company-specific factors rather than sector-wide issues. The stock’s underperformance relative to the Sensex and its sector peers highlights the challenges faced by the company in maintaining competitive positioning and financial health.
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Summary of Key Metrics
To summarise, Money Masters Leasing & Finance Ltd’s stock has declined to Rs.0.73, its lowest level in 52 weeks and all time. The company’s financial results show minimal profitability with negative PBDIT and PBT figures in the latest quarter. Net sales have contracted annually by 4.20%, and the stock trades below all major moving averages, signalling persistent downward pressure.
The Mojo Grade of Strong Sell and a low Mojo Score of 26.0 reflect the company’s current standing in the market. Despite a low price-to-book ratio of 0.5 and a PEG ratio of 0.6, the overall financial health and growth prospects remain subdued. The stock’s majority non-institutional shareholding and small market capitalisation grade add to the volatility and risk profile.
While the broader market and NBFC sector have shown relative strength, Money Masters Leasing & Finance Ltd’s share price performance has diverged significantly, underscoring company-specific factors influencing its valuation and market sentiment.
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