Stock Price Movement and Market Context
On 12 Jan 2026, Money Masters Leasing & Finance Ltd’s share price touched Rs.0.62, representing a sharp fall from its 52-week high of Rs.7.55. This decline amounts to a staggering 90.77% loss over the past year, a stark contrast to the Sensex’s positive performance of 7.32% during the same period. Despite the broader market’s resilience, with the Sensex closing at 83,045.17 points after a fall of 390.14 points (-0.64%), Money Masters has underperformed significantly within the Non Banking Financial Company (NBFC) sector.
The stock outperformed its sector on the day by 4.89%, marking a reversal after seven consecutive days of decline. However, it remains below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating persistent downward momentum.
Financial Performance and Fundamental Assessment
Money Masters Leasing & Finance Ltd’s financial metrics reveal ongoing difficulties. The company reported flat quarterly results for September 2025, with Profit Before Depreciation, Interest, and Taxes (PBDIT) at a low of Rs. -0.04 crore and Profit Before Tax excluding other income (PBT LESS OI) at Rs. -0.05 crore. Earnings Per Share (EPS) also remained at a minimal level of Rs. -0.00, reflecting negligible profitability.
Long-term growth trends have been negative, with net sales declining at an annual rate of -4.20%. This contraction in revenue underscores the company’s challenges in expanding its business within the competitive NBFC sector. The company’s operating losses contribute to a weak long-term fundamental strength, as reflected in its recent downgrade from a Sell to a Strong Sell rating on 21 Oct 2024, with a Mojo Score of 26.0.
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Valuation and Shareholding Structure
Despite the subdued performance, Money Masters Leasing & Finance Ltd exhibits a very attractive valuation profile. The company’s Return on Equity (ROE) stands at 2.2%, and it trades at a Price to Book Value ratio of 0.4, indicating that the stock is priced at a significant discount relative to its book value. This valuation is lower than the average historical valuations of its peers within the NBFC sector.
The company’s Price/Earnings to Growth (PEG) ratio is 0.5, suggesting that the stock’s price decline has outpaced its earnings growth rate. Over the past year, profits have remained flat, with no growth recorded, which aligns with the stagnant EPS figures.
Majority shareholding is held by non-institutional investors, which may influence liquidity and trading dynamics in the stock.
Sector and Market Dynamics
The NBFC sector continues to face headwinds amid fluctuating economic conditions and regulatory pressures. Money Masters Leasing & Finance Ltd’s performance contrasts with the broader market, where the Sensex remains only 3.75% below its 52-week high of 86,159.02 points. The Sensex is trading below its 50-day moving average, though the 50DMA remains above the 200DMA, signalling mixed market momentum.
Within this environment, Money Masters’ stock has experienced a prolonged downtrend, reflecting both company-specific factors and sector-wide challenges.
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Summary of Key Metrics
To summarise, Money Masters Leasing & Finance Ltd’s stock has declined to Rs.0.62, its lowest level in 52 weeks and all time. The company’s financial results show limited profitability, with operating losses and declining net sales. The stock trades below all major moving averages, reflecting sustained downward pressure. Valuation metrics indicate a discounted price relative to book value and peers, while the shareholding remains predominantly with non-institutional investors.
Market conditions remain challenging for the NBFC sector, and Money Masters’ performance has diverged markedly from the broader market indices. The recent upgrade in rating to Strong Sell from Sell on 21 Oct 2024 underscores the cautious stance on the stock’s outlook based on fundamental and technical assessments.
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