Quarterly Financial Highlights Demonstrate Strong Growth
The December 2025 quarter saw NBI Industrial Finance achieve its highest-ever quarterly net sales of ₹9.52 crores, a remarkable improvement from previous quarters. This surge in revenue was accompanied by a corresponding expansion in profitability metrics. The Profit Before Depreciation, Interest, and Taxes (PBDIT) reached ₹8.72 crores, also the highest recorded in the company’s recent history. Similarly, Profit Before Tax excluding other income (PBT less OI) matched this figure at ₹8.72 crores, underscoring operational efficiency.
Net profit after tax (PAT) surged to ₹6.49 crores, the best quarterly performance to date, reflecting effective cost management and favourable market conditions. Earnings per share (EPS) also hit a peak of ₹21.93, signalling enhanced shareholder value and improved return on equity.
Financial Trend Upgrade Reflects Outstanding Performance
MarketsMOJO’s Financial Trend parameter for NBI Industrial Finance has been upgraded from positive to outstanding, with the score improving dramatically from 10 to 30 over the last three months. This upgrade reflects the company’s ability to consistently improve its financial metrics and outperform its historical trend. The recent quarter’s results have been pivotal in this reassessment, highlighting the company’s strengthened earnings quality and growth trajectory.
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Comparative Market Performance and Valuation Context
Despite the company’s strong quarterly showing, its stock price has experienced modest fluctuations. The current market price stands at ₹2,147.70, slightly down from the previous close of ₹2,150.00. The stock’s 52-week high is ₹3,320.90, while the 52-week low is ₹2,050.00, indicating a wide trading range over the past year.
When compared with the broader market benchmark, the Sensex, NBI Industrial Finance’s returns have been mixed. Over the past week, the stock marginally outperformed the Sensex with a 0.06% gain versus the index’s 0.23% decline. However, over the one-month and year-to-date periods, the stock underperformed, declining 4.26% and 3.73% respectively, slightly worse than the Sensex’s 3.33% and 3.65% falls. Over longer horizons, the stock’s three-year return of 37.43% trails the Sensex’s 43.01%, and its five-year return of 28.76% significantly lags the Sensex’s 80.24%.
Sector and Industry Positioning
NBI Industrial Finance operates within the Non Banking Financial Company (NBFC) sector, a space characterised by evolving regulatory frameworks and competitive pressures. The company’s recent financial improvements position it favourably among peers, especially given its ability to deliver margin expansion and strong earnings growth in the December quarter.
Its MarketsMOJO Mojo Score currently stands at 40.0, with a Mojo Grade of Sell, upgraded from a previous Strong Sell rating on 24 November 2025. This reflects cautious optimism from analysts, recognising the company’s improved fundamentals while acknowledging lingering risks and valuation concerns.
Outlook and Strategic Considerations
The outstanding quarterly results suggest that NBI Industrial Finance is on a positive trajectory, with potential for sustained revenue growth and margin improvement. Investors should monitor upcoming quarters to confirm whether this performance is sustainable amid macroeconomic uncertainties and sector-specific challenges.
Given the company’s current valuation and recent financial upgrades, it may attract renewed investor interest, particularly if it continues to outperform its historical trends and sector benchmarks. However, the relatively modest stock price movement and cautious analyst ratings indicate that market participants remain vigilant.
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Investor Takeaway
For investors tracking NBI Industrial Finance, the recent quarter’s outstanding financial performance is a key development. The company’s ability to deliver record net sales and profits, alongside a significant upgrade in its financial trend score, signals improving operational health. However, the stock’s recent price performance and cautious analyst grading suggest that investors should weigh these positives against broader market volatility and sector risks.
Long-term investors may find value in the company’s improving fundamentals, especially if the firm can maintain or build upon its current momentum. Meanwhile, those seeking relative strength within the NBFC sector might consider comparative analyses using tools such as SwitchER to identify potentially superior investment opportunities.
Summary
NBI Industrial Finance Company Ltd’s December 2025 quarter marks a turning point with outstanding financial results, including record-high net sales of ₹9.52 crores, PBDIT and PBT less other income at ₹8.72 crores, and PAT of ₹6.49 crores. The EPS of ₹21.93 further underscores the company’s enhanced profitability. Despite these gains, the stock price remains subdued relative to its 52-week high, and the Mojo Grade remains a Sell, albeit upgraded from Strong Sell. Investors should monitor future quarters closely to assess sustainability of this positive trend amid a mixed market backdrop.
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